A Lifestyle Blog
Another month another spending report. Every month I do a quick round up of my accounts and spending. I love to do this so I will continue to document this process on my blog. It’s a great exercise and it provides you with the ability to look back and see what your spending was like […]
For those that know me personally I am the QUEEN of returns and exchanges. As someone who is a budget betty I am always re-considering purchases I’ve made and I always do a ton of research prior to buying something. I have been on both sides of the return/exchange transaction so I totally get both […]
Another month, another spending report. I always try to update my excel sheet of my spending throughout the month (I aim for once a week). This helps me keep on track in terms of my budget and allows me to have a good sense of what I am earning/spending throughout the month. This will be […]
This the the ultimate question. The question of every recovering shopaholic. I have learned a lot over my years of working, saving and spending. Part of my debt journey is figuring out where to spend my money and how to make my money go further. There is now loads of content online that you can […]
Part of my end of month routine is to take a detailed look at what I spent this month and what I can do better next month. I really try to be conscious and smart in my spending. As part of my debt journey, and because I truly do love writing and readying about money […]
To compliment my debt diary I think it would be cool to do a what I bought this month to document my seemingly out of control spending (HELP). As much as I try to be frugal, I find that this quarantine has really aggravated my past poor shopping habits. I have shopped more during the […]
This pandemic has really aggravated the shopaholic inside of me that I have suppressed for so long. I use to spend nearly every weekend at the mall and since the malls shut down in March I have been buying clothes like crazy online (and returning just as much). The funny thing is that now that […]
As I am writing this I have just made a large payment towards my loan ($4,000.00) which has put me just under the six figure balance which I’ve been maintaining for the last few years. My loan closed for just under $160,000.00 so its taken lots of work to get my loan to this point. […]
For anyone that has a Scotiabank student loan and graduated in 2019, this is now the time that our 12 month grace periods are running out and the loans are becoming payable. For those of us that love to budget and hate debt – this is the moment we’ve all been waiting for. This is […]
In my last related post, I wrote about my cost of going to law school. Of course, there is a clear opportunity cost for many when you choose to drop your life and move to go to law school (unless you are fortunate enough to attend a school in your home town). Often you will […]